Your Board Roles. Your Protection. Your Peace of Mind.

Specialist cover for Non-Executive Directors – simple, affordable, and unique to Vista.

Being a Non-Executive Director is a position of trust. But here’s the reality:

Many NEDs wrongly assume their company’s Directors & Officers (D&O) policy has them covered. 

The truth: 

    • Company D&O policies often have gaps. 
    • Insolvency or exclusions can leave you personally exposed. 
    • Coverage may not extend to every board position you hold. 
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One claim could put your personal assets at risk. Why take that chance? 

Vista’s Virtual Non-Executive Cover gives you certainty.

Here’s why thousands of NEDs trust us: 

  • One low annual premium – covers all your board roles. 
  • Generous protection – up to £500,000. 
  • Quick sign-up – no need to list every position. 
  • Your control – you take your protection into your own hands. 

No other insurer offers this level of protection. 

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Common Misconception 

“Surely my company’s D&O policy covers me?”

Not always. If the company becomes insolvent or the claim falls outside the policy scope, you could be personally liable.

Industry guidance shows exclusions and disclosure issues often lead to claims being denied. Don’t leave it to chance – protect yourself. 

Peace of Mind in Minutes 

It takes just a few minutes to secure your cover.
No lengthy forms. No complicated requirements. 

Your board roles deserve protection. Your future deserves certainty. 

WHAT DOES THIS INSURANCE COVER?

  • What is insured?

This Non-Executive Directors Liability insurance provides the following cover

Insuring Clauses:

  • The Policyholder: any Loss not indemnified by the Company resulting from a Claim first made against the Policyholder during the Policy Period.

Coverage Extensions

  • Access to Policy Costs
  • Circumstance investigative costs
  • Data breach costs
  • Environmental liability costs
  • Extradition costs
  • Freezing of assets and disqualification costs
  • Health and safety claim costs
  • Insolvency hearing costs
  • Internal investigation costs
  • Mitigation Costs
  • Permanent Residency Costs
  • Private Warning Costs
  • Regulatory costs
  • Repatriation costs
  • Reputation costs
  • What is not insured?

This Non-Executive Directors Liability Insurance excludes cover for (this is not an exhaustive list, please read the Policy for more details and a full list of exclusions):

  • Actual or alleged bodily injury, sickness, disease or death of any person, or damage to, destruction, impairment or loss of use of any tangible property
  • Prior claims, insured events and circumstances.
  • Conduct brought about or contributed to by any (a) deliberately criminal or deliberately dishonest act or omission of any In or (b) profit or advantage gained by any Policyholder to which such Policyholder is not legally entitled.
  • Any entity registered in the United States of America, its territories or possessions
  • Cover is restricted and excludes companies with their primary activity being any of the following:
  1. Regulated activities including legal or financial services, IFA related activities, billing/payment processing and insurance-related activities
  2. Any mediation, arbitration or justice of the peace activities
  3. Cladding contractors
  4. Gambling including online gambling and/or spread-betting
  5. Professional sports activities
  6. Housing associations
  7. Cryptocurrency exchanges to include wallets, ICOs and tokenization
  8. Cannabis related risks
  9. Will writers and/or trustees of estates/funds (this does not include trustees or committee members of a charity.)

Why Vista?

We’re specialists in protecting decision-makers.

Our Virtual Non-Executive Cover gives NEDs clarity, simplicity and confidence.

Basis of Sale 

Your quotation and cover are provided by a single insurer. This means that you are provided with enough information for you to decide whether the product meets your requirements.

Eligibility Criteria 

Full details of the Insurer’s eligibility criteria are provided in the Important Customer Information document. Please take time to read this.

Terms of Business 

Please read our Terms of Business, along with other documents provided to you.

Privacy Policy 

Please read our Privacy Policy here.

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Pricing 

  • 1–5 Directorships: £250 + 12% IPT 
  • 6–10 Directorships: £350 + 12% IPT 
  • 10+ Directorships: Pricing on referral
    Cover limit: £500,000 (subject to eligibility criteria) 
Read all provided details to fully understand the policy cover and our terms